Low-cost, flexible and fair freelancer insurance

The company founders – Ben Wilks, Edward Woodcock and Robert Hartley – designed and built the company from the ground up. In addition to their own experience on the freelancing frontline, all three worked together at a large online insurance broker. Having spent time on both sides of the divide – as broker and customer – they were able to identify the flaws in freelancer insurance and vowed to fix it.

It was through this commitment that Dinghy was born. Its goal? To make insurance cheaper, faster, and fairer. Dinghy’s ground-breaking approach offers flexible, on-demand insurance cover exclusively to freelancers. By allowing them to reduce premiums when they aren’t working, freelancers only need to pay for the coverage they really need.

Supported by A-Rated insurance carriers, Dinghy have built insurance cover that is safe and secure – with the following unique features:

• Freelancers can reduce their premiums when they aren’t working – up or down, on or off – so they only pay for the coverage they really need
• There are no upfront costs. Interest-free monthly payments are taken at the end of the month, allowing freelancers’ time to get their own invoices paid before they pay for insurance
• With just 8 questions freelancers can get a quote in 40 seconds and a policy in 2 minutes. Less time than it takes to make a good cup of tea. Once they have a policy they are able to access a self-service area 24/7, where they can find their documents and alter their details or coverage with zero fees (and no hold music.)

Dinghy also support freelancer groups and charities with the aim of improving freelancing and the world in general – all in line with their B-Corp philosophy of putting people and the planet ahead of profit.